const stripe = require('stripe');

const paymentIntent = await stripe.paymentIntents.create({
  amount: 40000,
  currency: 'usd',
  capture_method: 'manual',
  metadata: {
    vouch_deal_id: 'deal_2xK9mN',
    counterparty: 'marcus@email.com'
  }
});

// ElevenLabs ConvAI
const session = await convai.createSession({
  voice: 'vera',
  language: 'en',
  mode: 'agreement_capture'
});
await convai.transcribe({
  audio: recordingBuffer,
  model: 'scribe_v2',
  realtime: true
});

stripe.issuing.cards.update(card.id, {
  status: 'inactive',
  spending_controls: {
    spending_limits: [{
      amount: 0,
      interval: 'all_time'
    }]
  }
});

Every deal,
kept.

Voice-confirmed payments for freelancers and high-value peer-to-peer sales. Vera, our AI mediator, captures the agreement on both sides. Stripe holds the funds until both confirm.

Stripe Connect
ElevenLabs ConvAI
2.9% per deal · Zero markup
Try it·10 seconds

Tap mic · Speak the deal

$
you said $500 by Friday
I owe you $200 - Mike
🎤 voice note · 0:18
FB Marketplace · sold
u still good for it??
Promise. - J
❌ no reply 3 days
🎤 voice note · 0:42
The new way

Every promise, recorded. Every payment, protected.

Replace the broken handshake with a voice-confirmed payment held by Stripe and mediated by AI. 2.9% per deal - zero markup on Stripe.

The problem
$10 billionlost annually to peer-to-peer payment fraud.

When $400 goes missing, screenshots aren’t enough.

Vouch records what was promised, in the other party’s voice. When something goes wrong, Vera replays the exact commitment - so a flaky seller can’t pretend they never agreed.

How it works · 01 · Speak

Voice it. Lock it. Release it.

Both parties answer Vera in their own voice. Terms get captured as a tamper-evident audio signature.

FB Marketplace · iPhone
🎤 voice note · 0:34
WhatsApp · $400 ok?
Tracking · awaiting label
DM · still up?
Bank ref · iphone-marcus
Deal Record
LockedReleased

iPhone 15 Pro · 256GB

Amount
$400
Counterparty
Marcus Adebayo · Warsaw, PL
Delivery
Royal Mail tracked · Fri 24 May
Voice signature
SC
Sarah
MA
Marcus

$400 routed to Marcus

The dispute moment

“Marcus said: no scratches.

When something goes wrong, Vera replays the locked agreement in the seller’s own voice, at the exact moment they committed. Compared to a screenshot of a Facebook Marketplace chat, your voice on the record is unambiguous, unforgeable, and actionable.

Original recording (Marcus)2026-05-15 · 14:32

iPhone 15, 256 gigs, white, unlocked, no scratches, in original box.

Sarah's evidence2026-05-21 · 11:08

The screen has a crack across the bottom right. Not a scratch, a crack.

Vera’s ruling

“Refund to Sarah. Marcus’s account flagged for review.”

How Vouch compares

What you get vs what you don’t.

VouchPayPal G&SWiseBank transfer
Voice-recorded agreement---
Funds held until both confirmPartial--
Dispute resolutionVoice replayText + ticketsLimitedNone
Multilingual mediation80 languagesEnglish-ledEnglish-ledNone
Fee per deal2.9%2.99% + $0.300.5 - 1.5%0%
Protection for sellers---

PayPal protects buyers but not sellers. Wise just moves money - if it goes wrong, you’re on your own. Direct transfers have no recourse at all.

Pricing · one fee, no surprises

2.9% per deal. Nothing else.

No subscriptions. No setup fee. Zero markup on Stripe.

2.9%per deal

Charged once when the deal releases. Free until then.

  • Voice-recorded agreement (both sides)
  • Stripe holds the funds until both confirm
  • AI dispute mediation with voice replay
  • Frozen virtual cards for agentic commerce
  • Multilingual · 80 languages
Start a deal
Built on

Production-grade payments + the world’s most natural voices

Stripe

  • Connect Express (seller onboarding)
  • Payment Intents (authorize, then capture on release)
  • Issuing (frozen virtual cards, agentic commerce)
  • Application fees (2.9% - zero markup on Stripe)

ElevenLabs

  • ConvAI (Vera live, 80 languages, 5 session types)
  • Voice Library (Samara X - Vouch brand voice)
  • Eleven v3 Conversational (expressive audio tags)
  • Scribe v2 Realtime (legally-binding voice transcription)

Every deal,
kept.

Stop arbitrating disputes from screenshots. Every commitment becomes a voice recording. The handshake, on the record.